The Baltics are among Europe’s most digitally advanced banking and payments markets – but the next phase of competition will be shaped less by customer adoption and more by the infrastructure underneath. As real-time payments, open banking, AI, cloud resilience, digital currencies and new regulatory expectations reshape financial services, banks and payment players face a critical question: are their systems ready for what comes next?
Building on the success of the first Baltic Leaders Summit by Visa, which focused on risk and fraud, this second edition will bring together senior leaders from across the Baltic financial ecosystem to explore the infrastructure modernisation imperative. The summit will feature senior Visa speakers, external industry experts and executive-level discussions on how banks, fintechs, processors, acquirers and regulators can prepare for a more real-time, resilient, data-rich and multi-rail future. Topics will include core and payment platform modernisation, cloud and operational resilience, open banking, AI, fraud and trust infrastructure, digital euro, stablecoins, and the role of collaboration in a fragmented regional market.
Ahead of the summit, Visa Consulting & Analytics has produced a new thought leadership whitepaper on the infrastructure modernisation imperative for Baltic banking and payments. Drawing on research and interviews with industry participants across the Baltic financial ecosystem, the paper explores why the region’s next phase of growth will depend on modernising the systems beneath its highly digital customer experience – from core platforms and payment rails to data, resilience, AI and future settlement models.
The whitepaper is being finalised and will be available for download shortly.