Arnika Dixit currently serves as Group Executive | Wealth, Affluent Business, Cards & Payments Business at Axis Bank, and previously led Branch Banking & ATMs across 6,000 branches nationwide. She earlier served as Managing Director & Head of Cards, Unsecured Lending & Payments Business at Citibank India, where she also led digital sales, marketing, data & analytics, digital banking, and client experience. With over 25 years of experience across Citibank, American Express, and Eli Lilly, she serves on the boards of NPCI and IHMCL and chairs the FICCI Payments Task Force for BRICS.