Michael Berner is Senior Vice President and Head of Southern and Eastern Africa at Visa, overseeing business operations across 24 countries, with a focus on digitizing cash, expanding digital acceptance, and advancing financial inclusion. Previously, he led Merchant Partnerships and Acceptance growth across 87 CEMA markets, driving major airline partnerships and doubling Visa acceptance locations from 6 million to 13 million between 2021 and 2024. Before joining Visa, Michael held senior leadership roles at Citibank across Russia and the UK, bringing over 20 years of experience in financial services.